When you’re trying to save money, you will find three main suggestions that
keep getting repeated ad nauseam: to bring your own coffee everywhere rather
than purchase one, never drive anywhere, and to bring your own lunch/food with
you rather than buy it from a store.
In
principle, these are all good money saving tips, but most articles will seldom
go into detail on how to implement these. This is where I come in...
In a
previous post I have already covered The Coffee Conundrum, and in this post I will look at incorporating ‘not driving’ into your budget.
This is a
vague money saving topic, I know, and it usually involves the article writer
extolling the virtues of riding a bike or taking public transport to your
destination. But anyone who has ever gone anywhere will know that this is not a
solution to every problem.
Walking or
riding a bike to your workplace, for example, is quite difficult if you live a
fair distance away. Sure, a nice hour long walk can be refreshing and relaxing
before a long shift, but if you don’t have access to adequate shower facilities
you may end up spending the whole day covered in sweat- which is not refreshing
or relaxing for yourself or your co-workers.
Money saving
articles will also discuss how using public transport will save you money, and
in essence this is correct. In Australia the cost of owning a car can range
from $117 to over $300 per week , and in America the cost can be
around $160 per week.
The running cost of a car will increase when the car is used frequently (say,
driving to and from work five times per week) and if you have to pay to park
your vehicle.
But just
because public transport is cheaper, it doesn’t mean it is easier. Reports have
found that people with either too little or too much money don’t
have adequate access to public transport, meaning that your travel time can
take 2-3x longer than if you were to drive. As well, places with inadequate public
transport after dark are can also be, or at least feel to be, unsafe for travellers.
While all
may seem lost, there are some ways that you can save money and still get to work
on time.
One,
consider ride sharing.
Ride-sharing
is the new black, with a number of different companies popping up all over the world to stake a claim. Depending on your destination,
these services can cost less or around the same as public transport, and take
less time getting to your destination. Even when your ride costs more than a
bus, the total cost of a round trip can be cheaper than having to
pay for a days’ worth of parking in a busy city.
Two,
consider carpooling.
Carpooling
seems to have dropped out of vogue recently, but there’s no reason it can’t be
on trend again. The idea is simple; let’s say you live near some of your
co-workers and you all have similar start and end times for your shift. You
each take turns in driving everyone to and from work; you drive for one
week, then another person takes the second week, and so forth. Depending on how
many people with whom you carpool, you may only have to pay for parking and
petrol/gas one week out of every month.
Some
ride-sharing companies have a similar process in place, where
travellers going in the same direction can carpool, but it does mean you will
be riding with strangers rather than co-workers (which might be better in some
cases).
Three,
consider mixing it up.
If you’ve
done the research and found that using public transport will not work for your
total trip, you can try a combination of driving and the alternatives listed.
For example, you can drive to a destination near your office and walk the rest
of the way, which could result in cheaper parking and less petrol/gas being
used. You could also take a bus to your local supermarket and then ride-share
home when you have arms full of shopping bags.
Some of these tips won’t work for everyone, and depending
on your location and needs you may have to drive everywhere. But if you are
able to cut back on driving your car, your bank account (and the
environment!) will be better off for it.
So let me
know if you have been able to incorporate these tips, or any others, into your
daily routine and how they have helped or even hindered.
Thanks,
Kathy.
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